RCDP recently introduced a gold loan product specifically designed for micro and small business individuals, those in the agriculture and livestock sector, and low-income salaried individuals. This loan utilizes gold as collateral and prioritizes customer convenience over solely focusing on default risk mitigation. We believe that this customer-centric approach will better cater to the needs of our clients and provide them with a more accessible and convenient financing option.

Eligibility & Require Documents

• Minimum age 18 years. Maximum age 58 Years
• Valid CNIC
• Collateral – Gold (bar/ jewelry/ ornaments)
• Account No is necessary for the disbursement. / (in case of an issue we can have an XPIN issue)
• Means of income to repay.
• Married / Unmarried
• Own a business for more than 1 year
• A witness – preferably a close family member / or from Branch
• Active Guarantor/ witness/spouse in any other RCDP product are eligible for the gold loan (Same age criteria)
• Tenure of loan will be 12 to 24 months

Loan Amount

100,000 to 1,000,000