Chairperson’s Message

Chairperson's Message

Ms. Ayesha Gulzar

At RCDP, we take immense pride in leading Pakistan’s financial revolution. As a pioneering force in the microfinance landscape of Punjab, we have embraced the challenges and opportunities of the post-pandemic era, crafting innovative solutions to empower underserved communities and foster financial inclusion.

Our unwavering dedication to bridging financial gaps has been the cornerstone of our mission. By forging strategic alliances with the government and regulatory bodies, we have adeptly navigated the complexities of the financial ecosystem. These collaborations have enabled us to implement responsible lending practices and ensure streamlined access to credit, providing critical support to individuals rebuilding their financial stability and livelihoods.

In recognition of technology’s transformative power, we have embarked on a profound digital transformation. Our flagship customer app, FAST AAP RCDP, has redefined how our clients interact with us, offering effortless access to loan applications, critical information, and customer support. Alongside this, our field agent app equips our team with cutting-edge tools to deliver services with unprecedented efficiency and precision.

A significant milestone in our journey toward a cashless economy has been the implementation of a digital repayment system. Today, our customers benefit from the convenience of making payments through a range of digital channels and local partner points. This initiative marks a vital step towards achieving our vision of 100% cashless repayments, ensuring ease and transparency for all stakeholders

Central to RCDP’s success is our exceptional team. We remain deeply committed to their professional growth and well-being, understanding that they are the driving force behind our achievements. Our focus on fostering a diverse and inclusive workforce has yielded remarkable progress, with women now comprising 30% of our workforce—a milestone we are on track to achieve by June 2025. This accomplishment underscores our belief in the power of diversity to drive innovation and excellence.

As we look to the future, RCDP is steadfast in its mission to solidify its leadership in Pakistan’s non-banking finance sector. Guided by innovation, responsible lending practices, and relentless digital transformation, we are determined to strengthen the nation’s socio-economic fabric.

We invite you to be a part of this transformative journey. Together, let us strive for a more inclusive, empowered, and prosperous future for Pakistan. At RCDP, we believe that sustainable progress is not just a goal but a shared responsibility—one we are honored to shoulder with our partners, clients, and communities.