Rural Community Development Programme
In 2015, with focus on a core programme of financial inclusion, RCDS created Rural Community Development Programme (RCDP) to synergize with its financial sector programs and bring in more donors & investors from commercial banks and spin-off its microfinance sector into a separate legal entity.
MSME LOAN
RCDP added a gold loan product that competes with alternatives offered by the informal sector.
iNTEREST FREE LOAN
RCDP has been at the forefront of integrated development approaches, focusing on a diverse range of thematic areas including microfinance.
RCDS & RCDP
The RCDP traces its origins to the establishment of the RCDS, a non-profit organization founded in 1995.
RCDP Journey/Tales of Change
Our Services
Transactional Banking
RCDP is committed to advancing financial inclusion in line with the National Financial Inclusion Strategy (NFIS) framework established by the government of Pakistan.
Digital Financial Service
The introduction of Digital Financial Services (DFS) under the regulatory framework established by the State Bank of Pakistan has profoundly transformed the country’s financial landscape, particularly at the grassroots level.
Saving Mobilization
Savings are a crucial safeguard against future uncertainties, and a proactive approach is essential for their effective management. Marginalized members of the base of the pyramid (BOP) often have a higher propensity to save.
Credit and Life Insurance
At RCDP, safeguarding borrowers against unforeseen circumstances is a fundamental aspect of our financial products. We aim to enhance this protection by adding an additional layer of indemnification at minimal cost.
Capacity Building
Training, skill development, knowledge enhancement, and information sharing are essential components of our loan management process. These interventions are mandatory for ensuring that borrowers are well-equipped to manage their finances effectively.
Microinsurance
RCDP offers insurance services to low-income households, establishing essential social safety nets for times of need. The life insurance provided through RCDP includes coverage for the outstanding loan amount, ensuring that any remaining debt is settled.
Our Partners
The Rural Community Development Programme (RCDP) traces its origins to the establishment of the Rural Community Development Society (RCDS), a non-profit organization founded in 1995 under the Societies Registration Act, XXI of 1860.
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